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Are you struggling to make ends meet - again?

Are rising prices taking a big bite out of your wallet?

Have you ever wondered how you can afford to even live?

CARES ACT STUDENT LOAN RELIEF EXTENDED AGAIN THROUGH JANUARY 31, 2022

On August 6th, the Education Department announced they will extend student relief for millions of Americans. In what the department is calling the final extension, the moratorium on federal student loan payments, initially instituted by the Trump administration in March 2020, will now continue through January of 2022.

The FCRA permits credit bureaus to list positive information on your credit report indefinitely. Accurate negative information, such as a late payment or an account turned over to a collection agency, can remain on credit reports for 7 years. Bankruptcies may remain on credit reports for up to 10 years. Unpaid tax liens may remain for up to 15 years.

Your credit reports contain more personal and private information than most people share with their families and closest friends.

Good employees are a company’s most valuable resource. They also have the potential of being the greatest liability a business has. Increasing numbers of employers are utilizing data bases to access records revealing an individual's most personal secrets to help them select the best possible employees.

The CARES Act – which authorized the “economic stimulus” payments earlier this year – contains a number of programs to “assist” those impacted by the pandemic. These include, but are not limited to, mortgage forbearance, federal student loan forbearance, IRA distributions, and income tax.