Fuel prices are soaring to record highs amid natural gas, oil, and coal supply shortages which are expected to last through the winter. Home heating costs in the coming months are expected to be much higher than last year. In addition to wearing sweaters indoors, sealing leaky windows and doors, hanging heavier window coverings, replacing dirty heater filters, and making smarter decisions about energy usage, some people are considering becoming their own energy producers by installing small wind turbines and/or solar panels on their homes.



On August 6th, the Education Department announced they will extend student relief for millions of Americans. In what the department is calling the final extension, the moratorium on federal student loan payments, initially instituted by the Trump administration in March 2020, will now continue through January of 2022.

Good employees are a company’s most valuable resource. They also have the potential of being the greatest liability a business has. Increasing numbers of employers are utilizing data bases to access records revealing an individual's most personal secrets to help them select the best possible employees.

The FCRA permits credit bureaus to list positive information on your credit report indefinitely. Accurate negative information, such as a late payment or an account turned over to a collection agency, can remain on credit reports for 7 years. Bankruptcies may remain on credit reports for up to 10 years. Unpaid tax liens may remain for up to 15 years.