Plan now for a GREAT 2022
Create a Plan
It’s hard to thrive spontaneously. You need to plan how you are going to thrive. The steps to success are:
- Get Clear.
- Get Confident.
- Get Excited.
- Get Focused.
- Get Committed.
- Get a Game Plan.
- Check and Adjust with a mentor/coach
Rich vs Poor Habits
As you seek clarity, take an honest assessment of your habits. Those with rich habits will thrive. Those with poor habits will survive – just barely.
Financial planner Tom Corley spent five years observing more than 350 “rich” and “poor” people, how they live, work and even sleep, and captured them all in his book, Rich Habits: The Daily Success Habits of Wealthy Individuals. He defined “wealthy” as earning at least $160,000 annually and holding at least $3.2 million in assets. Corley defined “poor” as income under $30,000 a year and less than $5,000 in assets. Corley summarized his research by category.
As you review the following categories, check the “wealthy” habits you currently have.
- 84% of wealthy believe good habits create opportunity luck vs. 4% for poor.
- 76% of wealthy believe bad habits create detrimental luck vs. 9% for poor.
- 70% of wealthy eat less than 300 junk food calories per day. 97% of poor people eat more than 300 junk food calories per day.
- 76% of wealthy exercise aerobically 4 days a week. 23% of poor do this.
- 81% of wealthy maintain a to-do list vs. 19% for poor.
- 67% of wealthy watch 1 hour or less of TV. every day vs. 23% for poor
- 6% of wealthy watch reality TV vs. 78% for poor.
- 44% of wealthy wake up 3 hours before work starts vs. 3% for poor.
- 74% of wealthy teach good daily success habits to their children vs. 1%
- 80% of wealthy are focused on accomplishing some single goal. Only 12% of the poor do this.
- 67% of wealthy write down their goals vs. 17% for poor
- 63% of wealthy listen to audio books during commute to work vs. 5% for poor people.
- 88% of wealthy read 30 minutes or more each day for education or career reasons vs 2% for poor.
- 86% of wealthy believe in life-long educational self-improvement vs. 5% for poor.
- 23% of wealthy gamble. 52% of poor people gamble. (This includes lottery tickets.)
- 80% of wealthy make happy birthday calls vs. 11% of poor
- 6% of wealthy say what’s on their mind vs. 69% for poor.
- 79% of wealthy network 5 hours or more each month vs. 16% for poor.
- 63% of wealthy parents make their children read 2 or more non-fiction books a month vs. 3% for poor.
- 70% of wealthy parents make their children volunteer 10 hours or more a month vs. 3% for poor.
- 86% of wealthy love to read vs. 26% for poor
Now that you have reviewed and identified the “wealthy” habits you currently have, list the “wealthy” habits you would like to develop.