Disaster Planning - Money Management Toolkit - Natural Disasters: Register with FEMA

Natural Disasters (Acts of God)


Don’t expect FEMA to automatically take care of you. Remember that disaster recovery is the responsibility of the individual state in which you live. FEMA comes in only after the state requests them to do so. Once your state has requested FEMA’s assistance, you must register with FEMA to find out if you qualify for assistance. To find out what assistance is available for your area, go to:

Disaster Planning - Money Management Toolkit - Utilities

Unless you know you’re going to be back in your home within a few days, cancel all of your utilities. There are a lot of reasons for doing this, but the one we’re most concerned about is you don’t want to be charged for using something you aren’t using, i.e. you don’t want to be charged for electricity at your home when Harvey struck, and also being charged for electricity at a new, though temporary, residence.


Disaster Planning - Money Management Toolkit Protect - Your Identity

Because your life is temporarily in disarray, unscrupulous individuals may try to take advantage of the fact that you are a bit distracted, and they will try to steal your identity for their own personal gain. To help prevent that from occurring, we recommend that you place a Hurricane Harvey Survivor notice on your credit report at each of the three major credit bureaus, then freeze your credit report.